Online Fraud on OLX through Paytm QR Code UPI Pay
OLX is an open platform for buyer and sellers in India of all type of Cars, Mobiles, Motorcycles, Electronics & Appliances, Furniture and many other things.
Nowadays Online Fraud QR Code, UPI Pay on OLX is extremely. Most of the frauds are happening when we post any material on OLX for sell. The frauds check OLX post and get all details about your material and your phone number and they call you.
Scammers call you and say that they want to buy your material and they do some negotiation and finally they will agree to pay on your prices of material.
When you agree and finish negotiation, they will say that they need your material on urgent basis and they say that you don’t sell the material to other person and that’s why they are paying on advance in your account. They will insist you to pay through Paytm QR Code UPI Pay.
They send you a QR code on your WhatsApp number, when you scan Paytm QR Code to receive payment and enter the UPI pin of your account you lose money it means your amount is transferred to them through Paytm QR Code UPI Pay and you will be next victim of Online Fraud on OLX through Paytm QR Code UPI Pay.
A true story of My Online Fraud on OLX through Paytm QR Code UPI Pay:
Date: 19th Feb 2020
I posted a post on OLX of my metal Bed at price of 7800/- Rs for sale at morning time within some time I got a call from buyer (Online Scammer) that he was saying he checked my advertisement on OLX and he is interested to buy my Bed at rupees of 7000/- Rs and final negotiation he is ready to pay 7500/- RS.
He told me that he is working and urgent basis he wants to buy my bed and requested me that don’t sell bed to another person and coming tomorrow to collect my Bed. That’s why he is paying advance amount in my account through Paytm QR Code UPI Pay.
I told him that I have not used Paytm QR Code UPI Pay in past that’s why he needs to pay me through Google Pay but he insist me and told me, again and again, to pay through Paytm QR Code UPI Pay finally I agreed to receive amount through Paytm QR Code UPI Pay but I told that I have never used so first he transferred 5 Rs two times through Paytm QR Code UPI Pay and took me in confidence finally he told me to receive 7000/- Rs. I did the same process for 7000/- and I got a message that I debit 7000/- from my account through Paytm QR Code UPI Pay.
I woke up and realised that I got victim of Online Fraud on OLX through Paytm QR Code UPI Pay.
I told him that he debit 7000/- from my account and he said by mistake he debit 7000/- and he will return my amount and he is sending again 14000/- Paytm QR Code UPI Pay on WhatsApp number but after losing I already aware, I told that he is online scammers and told him to pay my 7000/- Rs back in my account through google pay but he was insisting that he will pay my amount through Paytm QR Code UPI Pay by the same process.
I knew that if I will do the same process, I will again lose my money. I told him I am going file an FIR against him for online fraud if he will not pay my amount but he was continuously saying his payment is pending and he is returning my money through Paytm QR Code UPI Pay.
I disconnected his call and he called me continuously again and again I told him that I going to file FIR against him but he is insisting me to receive payment through the same process.
At Police Station
Finally, I decided to go to the police station (Trombay Police Station, Mumbai) to file FIR against him for online fraud with all his details like:
- Mobile Number (Scammer Mobile Number)
- All Paytm QR Codes UPI Pay which he sent me on WhatsApp
- UPI transaction codes
- Bank Debit amount messages
- other bank details
I submitted all his details as per police needs and filed an FIR against him. Police told me that will forward my all details to Cyber Cell for Online Fraud on OLX through Paytm QR Code UPI Pay. As per my, all details cyber cell department will take action against him.
During this period of 15-20 minutes, one another person came to Trombay police station to file FIR for same Online Fraud on OLX through Paytm QR Code UPI Pay.
Trombay police station staff was very cooperative and supportive, they guided me and gave the assurance that they will everything as possible.
Finally, I have taken an FIR copy from Trombay police station and came back to home.
In beginning, I was some disturbed but after some time I realised that I lost only my 7000/- not everything and I got some relaxed and after some time I became normal and full relaxed.
OLX Mobile APP
I opened OLX and checked my OLX account and checked who visited my post and also checked chatbox, I found their lots of guys who visited my post of metal bed and some guys who also dropped me a message in chatbox. I checked and found that same guy (Frauders) who also dropped my message and also visited my post.
Also found there some other guys who dropped me a message in the chatbox and some also called me.
I checked missed called and choose one number and checked that number on true caller it was chowing Haryana’s mobile number. I was 100 % pure that he is also a fraud mobile number. I choose to call him and called him as previous frauds he was told me that he interested to buy my metal bed, I knew that he will say the same thing. I told him a price and he started negotiation price and finally agreed to pay 7500/- and want to pay me to advance as he wants bed on an urgent basis. He was just listening to him.
I asked him from where he talking and how will take my bed to his location. He told me that he is staying at near to me and carry my bed by logistics. I asked him the actual location and he failed to tell me, in reverse he asked me my location, I told him if he doesn’t know me my location why he wants to pay me in advance suddenly he disconnected his call. I called him multiple time but I didn’t receive my call.
I found some other mobile numbers in missed calls and verified and found all are same as the last Scammer.
Bank Transaction Messages
UPI Reference Number
OLX Customer Care
I collected all details of fraud caller (OLX Buyer) and called to OLX customer care regarding this matter, I explained all matter to customer care, they took all information of frauds and checked them in OLX. As per customer care, they listed those numbers in suspicious callers in their OLX system.
Customer care person told me they will send me a message with their email id and a complaint number and he told me that give this information to Police station and tell them to mail all details including police FIR and other transaction details on OLX email id.
So that they can also monitor all scammers as per their side.
I forwarded all OLX details and explained the incident to police and requested them to send an email on OLX email id.
How Scammers get seller information from OLX too fast?
I was also thinking that how frauders/scammers get buyer information too soon on OLX, even staring of 1 hour of post only frauders call you to buy your things.
Finally, I went on the conclusion that how they get your details:
It is a high possibility that some OLX staff is involved in this Online Fraud on OLX through Paytm QR Code UPI Pay. Because they are new members/users and not the prime members on OLX even some are just a few minutes before joined users. It is not possible to a new user to find all post without any membership of OLX. So, it highly possible that some staff of OLX is involved in this online fraud.
I am also writing some security points and feature as per customer care request to enhance their security and safety features because it is also affecting OLX reputation in the Indian market and can also degrade OLX rating compare to other peer websites.
OLX also listed all that information on their website to avoid Online Fraud on OLX through Paytm QR Code UPI Pay but their information is not highlighted on their website that’s why customers are not getting this information. If it will highlight more and more customers can be done safe buy and sell on OLX.
Read Article on OLX: QR Code Scams
How can be Buy and Sell things on OLX safely without ONLINE FRAUD(SCAM)?
Now when I think about how I can do safely shopping on OLX. I got lots of points in my mind here I am trying to write the most important points:
- Always hide your mobile number in your OLX profile
- Don’t give WhatsApp mobile number to the buyer
- Meet face to face with the buyer at open places
- Always chat with a buyer in OLX chatbox
- When you feel that a buyer is not genuine stop talking and call to OLX customer care
- When a buyer is looking suspicious call to OLX customer care
- Always keep in mind if the buyer agrees to pay on your sell amount value, think again
- Avoid chatting to the buyer in the first 2 hours of posting a post
- You may use google pay for online payment
- Use True Caller to check caller mobile number
- Don’t go for online payment through QR Codes
- Don’t go online payments which you have not used in past
- Don’t meet the buyer at home
- Don’t talk buyer too softly
- Don’t chat too much with a buyer
Why the Indian government is not able to stop online Fraud?
As per my opinion, the Indian government is not giving their complete efforts to stop online fraud, which happening with poor and middle-class peoples. I know that our Indian government is 100 % capable is stop all online or offline frauds in India but as now the government is unable to stop.
The government should make strict laws and implement those laws to stop all online frauds. It will help the government to boost digital payments in the country.
Most the people are not doing online payment because of online frauds and the most important thing is that there is nobody is ready to take responsibilities in government departments.
Why I am sharing my incident of Online Fraud on OLX through Paytm QR Code UPI Pay?
I realised that if Frauders/ Scammers can be making me victim after too much awareness about cybercrime, online fraud etc. so, I thought that I should write an article about that incident which happened with me after too much awareness, they can make victims easily to others.
that’s why I am sharing my real experience so that most of my Indian brothers and sisters can be safe and avoid online fraud on OLX and on other websites during shopping or buying and selling any products.
This article will help all other people how they can be alert in future on OLX and other websites and Apps.
Most of the information and important points, I have mentioned in this article as possible if any other information is remaining please comments and also you can mail me on my email id [email protected].
Chandra Vijay Singh
BE ALERT BE SAFE BE HAPPY